Sunday, August 2, 2009
9 Easy Everyday Ways to Negotiate & Save Money
2. Help me spend my money! - For larger ticket items, tell the rep, you have your checkbook and are ready to buy now if you can have 10% off. I have $2000 I can spend on that tractor today, but if not, then I'll have to wait another day for a better deal.
3. Score a deal on a second item - If you see a piece of jewelry you like and already negotiated a 15% off, then before you pay for the item, ask for the same discount if you buy a second item. Once you already butter them up and they know that you're a buying customer and you know that they're willing to give you a discount, they'll be more welcome to additional discounts.
4. Use the bargain power of two - If a store owner won't budge on the price of an item, use the power of two. "What if I buy these earrings and this ring? Is there any way you can give me a discount?"
5. Find damage - Take the item to the register and ask the clerk, "I really like this clock, but there is some damage here, is there any way I can have a discount if I purchase this item?" Show them the damage, it can be minor, as small as a tiny scrape, discoloration, stain, broken zipper, etc. Most of the time, the clerk can give you 15% off. This works at Ross, Marshall's, TJ Maxx especially.
6. Keep an eye out for the wrong price - If the price tag for the milk says $2.50 and at register rings up $2.75, tell the clerk and you can probably get the milk for free. Most stores have a store policy if the item is priced wrong and it is under $3, you can have that item for free or get a $3 discount off your total purchase. Downside: Holding up a long line while the clerk runs back to the aisle to do a price check.
7. Ask to speak to a manager - Sometimes the person you're talking to cannot give you a discount, instead of getting angry, simply ask to speak to the manager. I was trying to get a late fee on my credit card waived and the rep made the request through the computer but it came back as a denial. I asked, "Hmm..can I speak to a manager, maybe they can do it." She happily obliged, got a manager on the line and he waived the late fee and the interest charges.
8. Ask for the best price - If you don't want the pay the listed price, but will anyway if store won't budge on the price, then simply ask, "What's the best price you can give me for this?" This way if they won't negotiate, you don't feel awkward buying it, and you aren't forced to walk away from something you really want to buy.
9. Pay with cash - Whenever you pay by cash, you can usually avoid sales tax. Stores have to pay around 20 cents + 2-5% in credit card transaction fees. Why not pay cash and both parties benefit. You save 7-8% and the store saves too!
Tip:
The main part of negotiating is compromise. Sometimes stores can't give you exactly what you want because it might eat too much of their profit, but they might be willing to give you something else. Try asking them to meet you half way, or throw in something small for free, or get a discount off another item, etc.
In the end, it doesn't cost anything to ask!
Saturday, August 1, 2009
Sell Your Photos & Earn Some Side Money!
- Take great photos. People shots usually work the best, the ones where you can’t see the face.
- Make sure the photos are at a very high resolution.
- Upload the photos onto stock photo sites (see list below).
- Tag the photos with every possible tag you can think of. The more tags or words you include in the description, more likely people will see your image.
- Watch as the pennies roll in and add up!
Write an E-Book & Sell Your Information
You can capitalize on this niche by writing a moving company marketing plan. You can do this with anything you know i.e. how to get out of a parking ticket, how to get out of a speeding ticket, etc.
- First, write down everything you know about that topic.
- Do some research on the internet and find more information about this topic.
- Compile all the information into one document.
- Edit and format the document to make it an easy read i.e. use lots of bullet points, number lists, bold titles, short direct sentences.
- Turn the document into a PDF.
- Create a one-page website to sell your PDF document i.e. www.movingcompanymarketingplan.com
- Market your e-book online via ClickBank, social networking, buying Google ads, etc.
- Every time you get an order, simply e-mail the PDF!
If you have some valuable information, someone out there is willing to pay for it! Remember to tell them who you are i.e. I worked as the marketing director for a million dollar moving company for over 12 years and using this marketing plan I made the company over $50 million each year and I can show you how to do the same with this marketing plan!
How To Create A Website
1. Buy a domain name for your website i.e. www.doginfo.com. It should cost like $10 a year. We use www.nutmegaweb.com. Try to buy a .com website because this is the most common domain. If you purchase www.doginfo.net because www.doginfo.com was taken then you’re just going to help the guy who owns the .com make money. If you have a great domain name, then you can purchase all the name in .com, .net, .org, etc. and have them forward to your main .com domain.
2. Buy web hosting. You need web hosting to upload your HTML files, images, etc. so people can see your content. It’s like $3-4 a month. Again we use www.nutmegaweb.com. Don’t get tricked into using free web hosting, they tend to just load your website with a bunch of their ads and they (not you!) make money off of your website and your hard work.
3. Design a website - Hire a website designer to design a professional site or try to design your own website.
Website Design Options
A. Hire a professional website design company – I recommend this option because if you don’t, you’ll spend lots of time learning how to design websites and no time making money. By the time you learn how to design a website, you’ll be over your great idea and ready to sell your website design skills.
B. Buy a website template – If you want a professional site but can’t afford a custom made website, you can purchase a website template for $50-100 and hire a website designer to set it up for you and just pay 1-3 hours for their time setting it up.
C. Get a Free Blog – If you’re making a blog, you can use Blogger or WordPress to publish your website. They’re really simple to use, there is no designing involved They come with templates and do not require any website design skills. You’ll be writing and uploading content in 15 minutes or less. These sites come with a free URL and hosting too. The downside is that they end in their site names i.e. www.doginfo.blogspot.com or www.doginfo.wordpress.com. I would recommend that you purchase the .com and set it up so that your blog uses your .com URL and you can still take advantage of the easy-to-use features on these sites.
Help Pay Off Your Student Loans
I signed up for UPromise.com, and every time I make a purchase online i.e. eBay, Amazon, OldNavy.com, Walmart.com, etc. I get 1-3% of the purchase back (towards my student loans).
If you find something to buy online, go into your UPromise account and type in that merchant’s name and click on their link. It’ll tell you what percentage you’re saving and redirect you to that website to complete the purchase. In a few days, UPromise will send you an email telling you they’re depositing whatever amount into your UPromise account.
You can link it to your SallieMae student loans to help pay off your loans. Or you can use the savings to go towards a little one’s future college fund.
Cool Things:
- You can download their TurboSaver tool bar for your web browser and it’ll automatically link any purchases you make to your UPromise account. This way, if you don’t remember to go through the UPromise website, you’re still saving money.
- You can add all your credit cards and debit cards so that when you’re shopping in stores or restaurants that are participating, you also save automatically!
- You can add your family members’ credit cards too!
- You can link to your SallieMae student loan or use this to save for your kids’ college fund.
So far, I have $28.02 in my account that will go towards my student loans. Recently I got $11 from purchasing two plane tickets on CheapTickets.com. These are already things I’m going to buy anyway!
I’m always getting money for Walmart.com purchases too because I order photos online and have Walmart deliver it to the store for free pickup. This way I’m not paying for shipping but I’m still earning savings.
Get a percentage back from UPromise and if you also get a percentage back from your credit card, that’s double the savings!
Make $500 Catching Turtles
We were a bit distraught over the possibility that these innocent turtles would be served at the family dinner table but the next day the turtles were gone.
My dad had gone to an Asian supermarket in the San Gabriel / Monterey Park area (a predominantly Chinese community in Southern California) and sold the turtles to the supermarket. Selling them at $8 per pound, he came home with $500!
Wow! Five hundred dollars for going fishing for turtles? My dad was all smiles for the next few days.
Friday, July 10, 2009
6 Ideas To Make Side Money While Staying At Home
2. Sell your photos - If you take a lot of pictures of random scenery or people, you can sell them on stock photography sites. Every time someone downloads your photo, you make money. Residual income!!
3. Get rid of your junk on eBay - Once I got started on eBay just selling random junk in the house, I was making a few hundred dollars a month (but of course off of things that I no longer needed that I had originally purchased for more money).
4. Become a consultant - If you have a special skill, you can sell yourself as a consultant. If you've worked in marketing, you can become a marketing consultant. Or accounting, do bookkeeping on the side. As a consultant you can charge a lot more than what you were making hourly. Charge $75-90+ an hour
If you can design websites, you can design basic websites from $500 - $2,000 or more if you're really good.
5. Fluent in Spanish? Become a Spanish tutor. Lots of families hire tutors for their children and pay around $15-$18 an hour.
6. Play the Piano? Give piano lessons. This way you can perfect those piano skills and make a little extra money.
Thursday, June 11, 2009
Getting Rich from iPhone Apps!

Wednesday, June 10, 2009
Make Extra Money by Selling Your Homemade Arts & Crafts
One of my favorite Etsy sellers is littlebrownpen. She sells printable art. She designs greeting cards and then turns them into PDFs for people to download. Each download is $4. Every time someone buys a download, she just simply emails them the file. No packaging, no mailing and it's all residual income! Calculating from the number of sales she's had and an average $4 per download, she makes about $30,000 a year on the side from selling her printable goods on Etsy.com.
Recently she went to Paris and took amazing pictures of the city streets and architecture and is selling the high resolution file for a few dollars and people are buying! Same deal, she just emails the files to her customers without the hassle of shipping, etc. Isn't that just neat? For her this is just side money too, because she actually has a full-time job as a writer.
Another one of my favorite sellers is redrubyrose. She creates unique, classic clutch purses and sells them for $75 each. She makes around $90,000 a year from just these clutches. Imagine if you perfect your one skill i.e. making dolls, making purses, making aprons, etc. and just make the same purse/apron/clutch over and over using different fabric and you'll be on your way to turning yourself into a $90,000 a year artist.
Etsy is a great place for artists and homemade goods. You can sell your items for more money and they're much more appreciated on here than on a site like Ebay where art just gets muddled in with all the other items. On Etsy, crafts and goods are appreciated and valued. This is also a great site to find inspiration.
Our webmaster also has an Etsy store selling PDFs. She designed some cute alphabet posters for her niece and nephew and posted them on Etsy:
Become a Weekend Photographer & Make Side Money!
Friday, June 5, 2009
How to Make Money Growing Rooted Cuttings and Selling them Wholesale
How to Make Money at Home Growing Small Landscape Plants on 1/20 Acre or Less
$1,148. in One Day with Plants?
YOU BET!
by Michael J. McGroarty
This article is actually an example of a simple, yet excellent marketing plan. Pay close attention to how I went out and found new business at a time of the year when things are normally slow, and not only did I make $1,148, my friend Franky also made $1,060. Because I chose to keep myself out of the rat race of landscaping new homes, I went after a market that was more of an impulsive type market. New home landscaping is almost a necessity, since new homes don’t have any shrubs or grass. Not only that, many housing developments actually require people to have their landscaping done within a certain number of months from the time they move into their new homes. Therefore, when the house is done, people are anxious to get it landscaped. Since I wasn’t in that market, and most impulsive gardening decisions are made in the spring, my business typically slowed down during the very hot summer months. So one year I decided to do a little test marketing, to see if I could muster up some work during the summer. I decided to do a test mailing to 350 homeowners in an area where I knew the people could afford landscaping services, but were not extremely rich. I mailed a letter to these 350 homes, and the letter basically said I could help them with any landscaping project that needed done, and because my business was slow during the summer I could give them a really fair price. Of the 350 people that received the letter 3 called me. I immediately sold two jobs, and the third job was still open for discussion. On one of the first two jobs I made about $350 and on the other I made about $700. That’s net profit. That’s how much I got to keep. Since the mailing cost less than $175, my immediate profit on the mailing was $875. Not bad at all considering this was only a part-time business for me. But don’t forget about that third caller, I had not even met this person yet. The reason he called is because he happened to own a 60 unit apartment building in the Cleveland area, and he need some trees or shrubs planted around the parking lot. The architect that he had been working with suggested Taxus Hicksi, which is an evergreen that is easily trimmed and maintained to a certain size. However, all the landscapers he had spoken with in Cleveland wanted about $44 each to install these plants. Although a fair price, that amounted to $4,664 because he needed 106 plants. He contacted me because he was hoping I could find a less expensive plant to use. After visiting the job site I realized that Taxus Hicksi actually was about the best choice for this situation, so I told him I would see if I could get a better price on the plants. I showed in a wholesale catalog that the wholesale price was $22 per plant, but mentioned that I might be able to find another source. I knew that my friend Franky did at one time grow this particular plant, so I gave him a call. Turns out he did have 106 plants available, and was anxious to move some of them. He quoted me $10 each, balled in burlap. I called my customer and told him that I found good plants at a lower price, and that I could actually deliver and plant them for $22 per plant, which is exactly half of what others had quoted him. He was delighted, and I did the job. As a matter of fact, he actually asked me to install some additional plants while I was there. I hired 3 guys to help me do the job, and we had it done in one day. After I paid for the plants, and paid my help, I actually made $1,148 on that one day job. My customer was so happy with the work we did that he asked me to come back the following week and do about another $700 worth of work. I made another $350. The following spring he hired me to re-landscape an older home that he had purchased, and I made another $600. Remember the $175 that I spent to mail those 350 letters? The net profit on that mailing turned out to be about $2,973!!! And my friend Franky picked up $1,060 for the plants I bought from him. Were these 350 people I selected special? No they weren’t. Every town in America has at least 350 people just like them, probably thousands more. There are many different ways to make money with plants, this is just one of them, I can show you plenty more. I’ve been making money with plants for over 25 years.
Michael J. McGroarty is the author of this article. Visit his most interesting website, http://www.freeplants.com and sign up for his excellent gardening newsletter. Article provided by http://gardening-articles.com.
Monday, December 1, 2008
Make Money By Offering Your Expert Advice
Since consulting is usually by the hour, you can charge $90-120+ an hour and it would be a reasonable price. If you can get under the radars of a few couple companies, then you could potentially make a few hundred or thousand extra dollars a month.
How to Get Started
1. Make some business cards for yourself and start a small consulting firm. You could be the sole employee.
2. Call up some companies in industries that you've worked in and offer them your services. Highlight your accomplishments and how you could potentially help the company save X amount of dollars or help get X percentage more customers, etc. If they don't need your services, ask if you can send your business card or email your contact information in case they might be need your services in the future.
3. Contact your friends, family, and old co-workers and let them know what you're doing and have them spread the word. You might even have old employers who might be interested in your advice if you were a highly valued employee.
4. Once you get a few clients, you should be able to generate a couple hundred or thousand dollars a month.
Make Money From Your Poker Face

He's lost money on certain days, but overall he's won more than he's lost. Keep in mind this would still be gambling, so you might even lose money while doing this. Be careful!
Make Money By Selling Your Secrets
Have you ever opened your own business? Create e-book on your secrets to success. You get the idea. The great thing about selling e-books is that you don't even need to keep any inventory or ship anything! Once someone buys your e-book, all you need to do is email them a copy.
How to Get Started
1. Buy a website name that tells what you're selling i.e. LaundrymatSuccessSecrets.com, etc.
2. On your website, write why your e-book is so great and why it's worth the amount of money you're charging.
3. Sign up for PayPal to collect credit card payments on your website. Put a payment button on your website.
4. Once you start getting sales, all you need to do is email them the e-book. Simple as that!
- Use ClickBank - ClickBank is a secure online retail outlet for more than 12,000 digital product vendors and 100,000 active affiliate marketers.ClickBank makes a sale somewhere in the world every three seconds, safely processing more than 26,000 digital transactions a day. We serve more than 200 countries, and are consistently ranked as one of the most highly-trafficked sites on the web.
Make Money with an Information Website
How to Get Started
1. Think of all the topics you're interested in, then pick one that is popular and will attract visitors. You can find out how popular the topic is on Google Trends.
2. Buy a website name.
3. Gather information and good links to other websites pertaining to that topic and post it on your website.
4. Post ads from Google Adsense. Google will then post related ads on your website. You'll make money from the number of visitors you get and the number of clicks from your visitors.
5. Sign up to become an affiliate (ShareASale or LinkShare) and find companies that are related to your topic. For example, if your website is about scrapbooking, you can find companies that sell scrapbooking paper and supplies. Post their banners on your website and every time one of your visitors clicks their banner and buys something, you'll earn a commission (usually 10-15%) from the sale. Or you can also talk and recommend a product you like from that company and link to it on your website. Same thing happens. If a visitor clicks on your link, buys the item, you earn a commission.
Make Money By Buying & Reselling Domain Names
Monday, October 6, 2008
Write About It and Make Money
Deliver Bagels and Pocket a Whole Lot of Side Money
Early every morning he would deliver bagels and cream cheese to different offices. He bought bagels and cream cheese in bulk and sold them for $1. He put a $1 price sign and instructions to put payment into a box he would leave. By the time he finished making his rounds delivering bagels to all the offices, he would go back and collect the cash boxes and left over bagels. Word spread about the bagel man and different offices would call him requesting he leave bagels at their office.
Payment was based on the not so reliable honor system and one would think many folks don't pay up or maybe that they forget to pay. However he found that though it did happen, it was not a large percentage. Whenever the percentage of nonpayment rose at a certain office, he would post a sign along the lines of, "Would you ever steal? Then please pay for your bagel."
Simple and loving what he did. He ended up making way more money delivering bagels than he made at his executive position!
The book is called Freakonomics. It only talks about this bagel guy for a brief chapter, but it's an interesting book nonetheless. >> Buy the book for half price, click here